Debt Financing

Raising money by borrowing, with an obligation to repay the principal plus interest.

Interest is a business expense that appears on the income statement; the principal repayment does not, because it retires a liability rather than consuming a resource.

Often confused with

Equity Financing
Debt is repaid and then ends; equity is never repaid and never ends.

Taught in

See also

3.5.B.1 · 3.5.B.1.i